Top Five Things To Look For When Hiring A Mortgage Broker

Author: Kati Asgari - Mortgage Architects | | Categories: Construction Financing , Debt Consolidation , First Time Home Buyer , Home Equity Line of Credit , Home Mortgage Loan , Home Purchase Mortgage , Investment Property Mortgage , Mortgage Advisor , Mortgage Agent , Mortgage Broker , Mortgage Rate , Mortgage Renewal , Refinance , Refinance Mortgage , Reverse Mortgage , Second Mortgage , Self-Employed Mortgage


Acquiring the right mortgage deal to finance your home is essential to fulfilling your dream of homeownership. However, as a layperson with limited knowledge about the mortgage industry, sieving through hundreds of mortgage products to find one that suits your needs may seem daunting. At such times, it is advisable to hire a trusted mortgage broker as they can make the mortgage process easier for you. 

A mortgage broker will help you through all stages of the mortgage process - from pre-approval to the closing of the deal. However, enlisting the services of the right mortgage broker is an integral part of obtaining a favorable outcome. With so many mortgage specialists and professionals, it can be challenging to select one that offers the services you want. To help you narrow down your options, here’s a list of the top five things to look for when hiring a mortgage broker. 

1. Commitment
Look for a mortgage broker that is committed to delivering value to you. They should pay attention to your needs and find a solution that works for you instead of getting you to sign a deal that benefits them.

2. Honesty
Along with being committed, your broker should also be honest. They should be open with you throughout the mortgage process and give you unbiased advice on the mortgage products that you want to purchase.

3. Knowledge of the industry and products
As a layperson, you won’t be well-versed with the rules and regulations related to the mortgage process or the dynamics of the mortgage market. Therefore, it’s essential that you choose a mortgage broker that has a vast knowledge of the industry and the products.

4. Reliability
How trustworthy is your mortgage professional? Can you rely on them to find you a mortgage solution that benefits you the most? Will they be available to assist you throughout the process? If your answers to these questions are not affirmative, then it’s best to keep looking for another broker.

5. Responsiveness
The mortgage process can be lengthy and stress-inducing. Therefore, when looking for a mortgage agent, hire someone who responds quickly to clients’ emails, calls, and messages.

If you’re looking for a mortgage broker in North York, Toronto, reach out to Kati Asgari. With over a decade of experience and access to over fifty-seven lenders, I can help you finance your home by assisting you in finding the perfect mortgage based on your situation. I provide expert advice and guidance throughout the mortgage process, right from applying for pre-approval till the closing of your deal. By opting to work with me, you will have guaranteed results without having to fret over any steps of the mortgage procedure. I offer a full range of mortgage services, including debt consolidation, second mortgages, investment property mortgage, private mortgage lending to clients across Richmond Hill, Vaughan, Newmarket, York Region, Aurora, Mississauga, Brampton, Toronto, North York, Hamilton, Oakville, and Markham, ON.

To learn more about the services I offer, please click here. To get in touch with me, please click here